01 · How it works
Upload a bill. Get a letter grade, every overcharge flagged with the published CMS rate, a phone script, and a dispute letter — in less time than it takes to wait on hold with the billing department.
Drop a PDF, snap a photo, or paste the text directly. BillXM accepts any medical bill — hospital, specialist, lab, urgent care, surgery center — in the formats hospitals actually send: itemized statements, UB-04 forms, EOB letters, or the summary you got in the mail. Files up to ~25 MB and 50 pages are processed in a single pass.
Every line on your bill is matched to its CPT or HCPCS code and compared against three published benchmarks. We flag every charge that lands above the fair-value range, every duplicate, every unbundled procedure, and every code that's missing the documentation it needs.
Your report opens with a single letter grade — A through F — and the total potential savings. Below that, every flagged issue is explained in plain English: what the charge was, what Medicare pays, why it's flagged, and how strong the dispute basis is. No spreadsheets to read, no medical jargon to decode.
Three tools, ready to use. A phone script that opens the conversation with the billing department in language they take seriously. A formal dispute letter pre-filled with the codes, markups, and CMS citations from your specific bill. And an Ask BillXM follow-up chat for every “wait, what does this mean?” question that comes up while you're on the call.