Surgical procedures
Billed
$487,000
Found
$194,800
overcharged
Built by two teenagers who found $323K in overcharges
Your medical bill.
Our examination.
We read every line of your medical bill and compare it against the U.S. government's official published rates — flagging every overcharge, duplicate, and billing violation.
- Free bill grade — A through F in under 60 seconds
- Line-by-line overcharge report — every charge vs. the government's published fair price
- Dispute letter + phone scripts — ready to send
Hospital, specialist, lab, urgent care, surgery center — any medical bill · PDF, photo, or paste text · No credit card required
LIVE PLATFORM STATS
200+Bills Analyzed
$4.5M+Charges Reviewed
$2.6M+Savings Found
Updated continuously by our 24/7 evidence harness.
For four audiences
Built for everyone who reviews medical bills.
Consumers & Patients
Find errors in your own hospital bill in minutes. Free analysis, full report unlocked with email.
FREEAnalyze
Defense Attorneys
Controvert plaintiff medical bills under Texas CPRC §18.001 — at a fraction of peer-review cost.
ENTERPRISEDemo
Health Plans & Payers
Audit incoming claims against CMS, FAIR Health, and NCCI rules — before you pay.
COMING 2026Notify me
Casualty Insurance
Review third-party medical bills on auto, GL, and workers' comp claims at scale.
COMING 2026Notify me
How it works
Four steps. Three minutes.
[01]
Upload
Drop a PDF, image, or paste text.
[02]
Analyze
Our engine compares against CMS, FAIR Health, NCCI rules.
[03]
Review
Get a clear plain-English breakdown.
[04]
Act
Phone scripts, dispute letters, ready to send.
Real patients, real savings
They were overcharged. We found it.
Real overcharges from a single $751,487 Memorial Hermann bill — 66 pages, 5 admissions, 800+ line items analyzed in under 60 seconds.
Imaging overcharges
Billed
$128,400
Found
$61,300
overcharged
Pharmacy markups
Billed
$89,200
Found
$66,944
overcharged
Sample report
See exactly what you'll receive.
Karina Guerra · Memorial Hermann · Houston, TX
Sample BillXM analysis
F
Bill Total
$51,247.30
Fair Value
$18,403.12
Potential Savings
$32,844.18
Grade
F
CT scan, abdomen w/contrast74177 · HIGH
Billed$4,827
Medicare$362
Markup1,232%
Emergency dept Level 599285 · HIGH
Billed$3,840
Medicare$215
Markup1,685%
IV fluid, normal saline96365 · MED
Billed$542
Medicare$73
Markup642%
Lab panel, comprehensive80053 · MED
Billed$389
Medicare$44
Markup784%
Chest X-ray, single view71045 · MED
Billed$612
Medicare$58
Markup955%
The receipts
Built by founders who found $323,000 in overcharges.
In 2025, the Phan brothers — Ian (15) and Grayson (14) — reviewed a $751,000 hospital bill for their grandmother and found $323,000 in overcharges. They built BillXM so anyone could do the same. CelesiumAI Studio took it from a single-page tool to the platform you see today.